From January 1, 2023, citizens will be able to withdraw their first euros at slightly more than 3,000 ATMs or 60 percent of the currently active ATM network in Croatia, in 10 and 20 banknotes, and in some 50 euros. Until January 15, the euro will be available to citizens at all ATMs in the country.

According to the latest available data of the Croatian National Bank, as of March 31, 2022, there are slightly 5,049 active ATMs, and this number exceeds 6,500 ATMs each year in the tourist season. The Governor of the CNB, Boris Vujčić, also confirmed that on the first day of 2023, most ATMs will be filled with euros, and by January 15, all of them.

In agreement with the banks from December 5 this year, Payten, a company that maintains 50 percent of the total ATM market, is starting the process of their adjustment to the introduction of the euro. According to Payten 60 percent of ATMs will be configured in the first phase of adjustment.