Monday, 30 November 2020
Aware of your pension rights? Aware of your pension rights?

Are you aware of your pension possibilities? Get genned up before the UK waves goodbye to the EU

By  Nov 09, 2020

The Brexit clock is ticking and if you a UK national living in the European Union then you’ll have to get your house in order before to keep pace with the changes. The transition period is coming to an end and from the 31st of December 2020 the UK and the EU will have a slightly different relationship.

So how does this affect you if you are a UK national living in Croatia?

There are a few crucial things that you’ll need to get done, from your driving licence to healthcare and pensions. Don’t sit on your hands, get informed and get moving.

So following is information direct from the UK Government –


Tell the UK government offices that deal with your benefits, pension and tax if you are moving or retiring abroad.

If you retire in Croatia, you can claim - 

• your UK State Pension or new UK State Pension. Contact the International Pensions Centre to claim

• your Croatian pension through your local social security office (in Croatian)

pensions from working in other EU countries, if you have worked in other EU countries

Life certificates for UK State Pensions

If you get a ‘life certificate’ from the UK Pension Service, you must respond as soon as possible. Your payments may be suspended if you don’t.

Pensions after 31 December 2020

There will be no changes before 31 December 2020 to the rules on claiming the UK State Pension in the EU, EEA or Switzerland as a result of the UK leaving the EU.

If you are living in the EU, EEA or Switzerland by 31 December 2020 you will get your UK State Pension uprated every year for as long as you continue to live there. This will happen even if you start claiming your pension on or after 1 January 2021, as long as you meet the qualifying conditions explained in the new State Pension guidance.

If you are living in Croatia by 31 December 2020, you will be able to count future social security contributions towards meeting the qualifying conditions for your UK State Pension.

If you work and pay social security contributions in Croatia, you will still be able to add your UK social security contributions towards your Croatian pension. This will happen even if you claim your pension after 31 December 2020.

If you are considering moving to Croatia on or after 1 January 2021 and you are not covered by the Withdrawal Agreement, the rules depend on negotiations with the EU and may change. Check our guidance on benefits and pensions in the EU.

You can continue to receive your UK State Pension if you live in the EU, EEA or Switzerland and you can still claim your UK State Pension.


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