Friday, 27 May 2022

The scientific work of students is a significant part of the training of future professionals in higher education institutions. Its important forms are the participation of students in scientific conferences, preparation of scientific reports, reports, abstracts, coursework, and scientific articles. However, the most common form of student research work is essay writing.

An essay is an independent educational and scientific research of the applicant. In the process of its writing, certain methods and ways of conducting scientific research are mastered. This work is performed in order to consolidate, deepen, and generalize the knowledge gained by applicants during training and their application to the complex solution of a specific professional task. Essay writing should help to form creative thinking, test the skills of collecting, analyzing, and interpreting sources and literature, and the ability to formulate conclusions and suggestions.

Essay Writing Requirements

The paper should be written according to the plan developed by the student. When working on a chosen topic, the student must first study the selected sources. After studying the necessary literature, and having collected sufficient material to cover the topic, it is necessary to begin its full processing, organization, analysis, and presentation in accordance with the outline. The student must clearly, intelligibly, and logically express own and borrowed thoughts. The author should demonstrate own attitude to the described events and their assessments in the collected literature. In the writing process, it is recommended to avoid superficial coverage, general phrases, and, especially, verbatim rewriting from the sources used. Otherwise, this may lead to a negative evaluation of the work and its return for revision.

Taking into account the basic requirements for writing an essay, it becomes obvious that this task is quite complex and requires good knowledge and skills. Fortunately, today everyone can contact the best essay writing service with the request "write my essay for money" and get the paper completed quickly and efficiently. There will definitely be someone from the professional writers who will be ready to do the assignment, even if there are only a few hours to complete the work. However, is it legal and safe to write essays for money? We will consider this question in more detail below.

Everything You Need to Know About the Safety of Writing an Essay for Money

The question of the legality and safety of writing an essay is of interest to both authors who wish to create high-quality student papers and sell them for money, and students who wish to cooperate with professional writers and receive effective writing help. Below are a few things that everyone interested in custom papers should know.

The Legality of Writing Services

Legal services are provided by a legitimate company. That is, if you want to work as an essay writer, you must understand that your online writing help will only be considered legit if you cooperate with a registered legal online service. The same goes for students who want to buy essays safely. They can only do this on specialized websites that offer writing services online. Those writers who write essays without cooperating with legal companies, or those students who purchase essays on illegal platforms, do it illegally. In connection with this, various risks may arise. For example, the author may receive a reprimand from law enforcement for his illegal work. The customer can fall for scammers, lose his money, or get low-quality work.

Privacy of Customer Data

In cooperation with customers online, the issue of confidentiality is very important. Everyone is concerned about the security of own personal data online and no one wants it to be used for any illegal purposes.

Those writers who work independently (that is, are not part of the professional team of a specialized writing company) cannot ensure the privacy of each of their clients online. Writing custom papers in this case is not safe and legal. If they work for a trustworthy online service, then the company itself will take care of customer privacy. An SSL certificate allows secure encryption of the personal information of each client.

Thus, the security and confidentiality of cooperation can only be ensured by specialized online services. Students who turn to a specialized online writing service for professional help can be sure of the reliability and safety of cooperation. They will definitely be able to receive high-quality services without risking their personal data on such online platforms.

Payment Security

Online essay writing companies offer customers a wide range of payment methods, among which everyone can find the most suitable one. These include electronic wallets, bank transfers, transfers through electronic payment systems, bank cards, etc. In addition, only secure, verified payment methods are offered so that customers can transfer money for the work of helpers safely and quickly.

If you are a freelance essay writer and do not work for a legit online service, you probably understand that you cannot provide customers with a wide choice of payment methods. In addition, you cannot guarantee the reliability and security of payments made. In this case, writing an essay for money can be considered unsafe and illegal. Students should also avoid paying for writing help using unverified payment methods. Otherwise, there is a possibility to face different risks.

So, in this article, we examined the issue of the legality and safety of writing an essay for money online. We considered this issue from the position of the author involved in writing custom essays and from the position of the customer. If you are a professional writer and work for a specialized company, writing custom papers is completely safe and legal. It is also beneficial for students to cooperate with online writing services. As for the independent provision of writing services (that is, the work of a freelancer not hired by a legal company), such services cannot be considered legal. And it is not always profitable and safe for a student to receive such writing help.

Betting options, customer service, financial transactions, history and reputation, and promotions are all factors that separate sportsbooks. Because all online sportsbooks must go by the same rules, they are unable to set themselves apart from the competitors in certain respects. For example, before you can join up or make a withdrawal, you will have to supply comparable personal information regardless of the sportsbook you go to.

You may get a sense of how sportsbooks vary by looking at the kind of sign-up incentives they provide when you join up for an account. All sportsbooks will give some kind of sign-up bonus, but you'll seldom find two sportsbooks providing the identical deal.

How to Choose a Sportsbook

For certain wagers, the correct sportsbook might be more crucial than the bets you place on them. We'll take you step by step through the process of determining which online sportsbook is right for you in this guide. Choose from one of our recommended top-rated sportsbooks instead of having to go through all of the possibilities. Any of these publications will provide you with the thrills and spills you want.

1. Decide What You’re Looking For

It's important to have a broad notion of what you're searching for and what you're expecting to gain out of your online sports betting experience before you get started.

Knowing what you want to get out of an online sportsbook makes selecting the correct one a lot easier. It's ok if you don't know exactly what you're searching for.

2. Find promo codes from suitable sites

With this information in hand, it is time to begin narrowing down the list of potential locations. In the event that you don't find any options that are suitable, we have found a list of the best sportsbooks for new player sign up bonuses offered by that you may peruse at your leisure. Depositors who use this code for the first time will get a 50 percent bonus on their first deposit. Up to $1000 in bonuses are available.

You don't have to worry about how much money you'll spend with the bonus money since you may bet on your favourite markets or try something new. The promo code for this reward is BVD1000, which can be used at Bovada. To be eligible for the bonus, you must enter this code at the time of your first deposit. One plus of the Bovada sportsbook bonus code is that you may claim this with ease. There is nothing complicated about either the sign-up procedure or inputting this code when you deposit.

3. Make a List of Your Deal-Breakers

Identify your deal-breakers and must-haves after you have a broad notion of what you want to find. This is a list of items that you can't bear to be without. You'll be able to rapidly eliminate sportsbooks that don't meet your standards if you know these things.The ability to wager on every Division I college football game may be quite essential to you.

There's no way around it: Only an online sportsbook that provides activity on every college game will be worth your time. Maybe you just want to use PayPal or Neteller to deposit and withdraw money from your account. Sportsbooks with no choices for depositing and withdrawing money are unlikely to catch your eye.

4. Test Each Site Out

Choose sportsbooks to test out after narrowing down your alternatives to just a few of them. Make sure they don't violate any of your deal-breakers before you begin searching for a new place to live. If this is the case, they should be ruled out of the running. Then, examine the customer reviews on the site. The above-mentioned page has reviews of some of the greatest online sportsbooks.

To put each site to the test is a smart idea. Definitely not. In this case, we're not talking about staking real money on outcomes. In the event that one of the sites isn't up to snuff, you don't want to risk losing money. There are several online sportsbooks that let you explore their site without registering an account.

See what you think by exploring the area. Make a wager and see whether it's easy or difficult. They provide a variety of sports and bets to choose from. No matter how much time you have to spend there, is it simple to navigate and pleasant? We'll go through a large list of things to watch out for when doing your own testing of potential sports betting sites.

5. Make a Decision

Once you've picked a favourite website, start using it. Keep in mind that there are no long-term commitments when you sign up for the service. If you don't like a betting site, you can always choose to start making money somewhere else.


Less than a third of citizens believe that Croatia is ready to adopt the euro in early 2023, and the vast majority fear that the introduction of the single currency will lead to an increase in prices, according to a survey presented in Zagreb on Wednesday.

“The aim of this research is not to create additional panic, but to calm the citizens on the one hand, give them data that clearly and unequivocally states that the introduction of the euro is good for us, and on the other hand encourage the government to inform the public as soon as possible,” said the MEP Biljana Borzan, on whose initiative the research was conducted.

A survey conducted by Hendal in March and April 2022 on a sample of 805 respondents found that 29.9 percent of citizens fully or mostly agree with the statement that Croatia is ready to adopt the euro in early 2023. Whilst 45.5 percent don’t think that Croatia is ready and 24.7 percent neither agree nor disagree.

The vast majority of citizens, 86.2 percent, believe that the introduction of the euro will be used to increase prices.

"We have now gone through several waves of price increases: the corona crisis, the earthquake, the war in Ukraine. This would now be the fourth wave if prices rise. The citizens have had enough of everything. I understand that citizens are expressing some concern about how the introduction of the euro will affect their household budgets," Borzan said.

Borzan emphasized that in Slovenia, since the introduction of the euro, gross wages have risen by 46 percent and prices by 26 percent, while in Latvia wages have risen by 67 percent and prices by 10 percent.

"We see that there is a short-term increase in prices, although minimal. However, the long-term benefit for citizens is very visible and I am sure that it will happen to Croatia as well, because joining the Eurozone actually means economic gain,” Borzan emphasized.

She added that according to the Law on the Introduction of the Euro, it is forbidden for business entities to increase the price of goods or services to consumers without a justified reason.



A study by Compare the Market has ranked the 35 major coastal cities in the world on factors such as the number of things to do, restaurants, beaches, Instagram posts, safety and average annual temperatures, to reveal the best coastal city break destinations across the world. And Dubrovnik has ranked as the third best city destination in the world. 

When it comes to planning your next holiday, many of us are faced with the choice between a relaxing couple of days on the beach or a city break filled with sightseeing, culture and shopping. But why not have both? Several of the world’s most popular city break destinations also boast world-class beaches on their shores, meaning that you can combine all the sights of the city with a relaxing bit of downtime in the sunshine.


"The city is located on the Adriatic Sea and is a major tourist destination, with the city itself being deemed a UNESCO World Heritage Site due to its outstanding medieval architecture and fortified old town. Dubrovnik was a top-ranking city not just for the number of things to see and do (with 2,674 activities per 100,000 people), but also for the availability of restaurants too (1,487 per 100,000 people)," writes the article.




If you make a slight mistake, you may lose your wagers faster than you placed them. It's impossible to overcome the odds. Because this is gambling, there are no definite ways to avoid errors. Here are some common mistakes that players make that lead to defeat.

Make irrational wagers

Wagers that are unrealistic nearly invariably end in a loss. Because they provide the best odds, many people hurry to wager on unlikely occurrences. Yes, you have a better chance of winning this manner, but your chances are slim.

Set Unrealistic Objectives

Many people lose money when they wager on sports, but some make money. While understanding where to wager and winning more regularly because of your techniques is a good thing, you shouldn't go overboard. Winning is a difficult task.

Even if you have a good run, it won't last forever. Even if you keep track of it and have more than a basic understanding of sports, this is ultimately a game of luck. It's not a means to make money. It's a kind of entertainment with the possibility of earning some cash thrown in for good measure.

Obey Experts Blindly

Some people have followed sports for a deeper level than you have. Their counsel might be beneficial to you, and some of it will almost certainly result in a win if you make the best decisions. It is never a clever idea to blindly trust so-called experts. Nobody can predict who will win and how they will win at any time. Fair odds get constructed to prevent this from happening.

Use Unreliable Betting Sites

Because of the Internet, betting has never been straightforward or more accessible. Utilize the appropriate betting sites. A decent betting site gets regulated regularly to guarantee that it provides fair wagering. It also has high odds and protects your personal information.

Sports betting is only recently becoming regulated and legal. Before you place your bets, look for sportsbooks that are reputable, fair to their consumers, and provide competitive odds.

Bankroll Mismanagement

Mismanaging your money is a huge mistake. It's something that many football gamblers have encountered, and it's also the riskiest.

Track your expenditures to avoid this. Make a budget for football games.

This sum should not come from your savings, bills, or food budget. Then spend that amount.

Play-based on legends and superstitions.

Superstitions and widespread misconceptions are also a concern. Players frequently rely on their performance on trivial considerations like the team's color, the day of the week they play, etc. Sure, you may try your luck this way, but don't put your money on it simply because the stars are in your favor.

Loss Pursuit

It is a mistake that even the most seasoned bettors make. They become so furious by their losses that they overreact and follow them down. They then lose all of their money.

Last Thoughts

Wagering benefits the bookmakers more than it does the gamers. While many people will lose when they เล่นบาคาร่า, there will also be winners. However, keep your budget in mind and keep in mind that this is not a source of income. It's a way of having fun.

Online Gaming Safety Tips When Traveling


Being on vacation is a great way to unwind from the stress and routine of daily life. Whether you are heading to a nearby town for a weekend of relaxation or traveling the world for a few weeks, you are likely taking your laptop and smartphone with you.

Aside from keeping up with work, news, and entertainment, you can also use your computer to enter online bingo rooms or play your favorite games. The issue with gaming while traveling is that you may not be entirely safe.

Using public Wi-Fi networks can create significant issues for the average person, especially if they are not taking safety precautions. Between identity theft or the installation of malware on your device, any number of problems could arise.

Below are a few online gaming safety tips for when you are traveling.

Use A Virtual Private Network

A virtual private network, or VPN, is essential if you are planning to connect to the internet while on vacation. Going on a trip means using public Wi-Fi networks at airports, hotel lobbies, coffee shops, restaurants, and other locations.

Even if a Wi-Fi network is operated by a business with a password, everyone who comes into the shop and asks for that password can connect to the network. You are not alone when you are using the internet on public WiFi, and anyone can hack into your connected devices if you are not careful.

Using a VPN is easy, as you only need to download an app on your phone or laptop, connect to your VPN account, and browse the web as normal. You can comfortably play video games with little to no latency using a VPN. 

Avoid Using Mobile Data

There is a temptation to continue playing video games on your phone when you are on your travels. You may be bored waiting for a connecting flight. If the airport Wi-Fi is not fast enough, you may want to use your mobile data to play the game.

Only use mobile data to play games if you have an unlimited data plan, and you are still in the United States. If you are traveling abroad, your wireless service provider may charge you extra for each GB of data you use in another country.

Aside from safety, mobile data is also not the best option for gaming as it increases latency. Even if you have relatively fast data speeds, latency causes stutter and delay in games, which ruins the experience.

Remain Observant of Your Surroundings

Gaming is one of those hobbies where you can easily become engrossed in what you are doing. If you are in an intense battle against an online player or navigating a difficult campaign level, you may forget that you are in a public space such as an airport, airplane, hotel, or cafe.

Always stay alert to your surroundings. While you are fully focused on playing your favorite game on your laptop, someone may come up to your table and grab your phone or bag, without you realizing it. Try to glance around every minute to ensure you are aware of what is happening around you.

Enjoy Your Vacation

Part of being on vacation means doing the things you love in other cities or countries. If you are hugely passionate about gaming, then you may want to play your favorite titles on your travels. Remember to enjoy your holiday and the adventures too and then during your downtime, spend time online.

If you spend hours a day on your vacation glued to your phone or computer screen, you may miss out on incredible experiences with your friends or family. Then you can relax, enjoy your favorite titles in your hotel room, and spend the rest of the vacation making memories that will last a lifetime.

Always Protect Yourself Online

Dangers are not always apparent in online spaces, especially when you are in public and using an insecure Wi-Fi network. 

By installing a VPN on your computer, using secure, hard-to-crack passwords, and not using mobile data to play your favorite games, you can stay safe on your travels.

You can still play your favorite titles, either at the airport, on the plane, or at the hotel, but with a few precautions. By taking these measures, you ensure that no one can install malware on your laptop, steal your identity, or obtain any other information from your device.

The two most prominent trends existing today in the Cryptocurrency market are Defi and NFTs. Decentralized finance and Non-fungible tokens have become quite popular in Blockchain technology. 


Defi allows users to access banking services using a decentralized network while NFTs help users tokenize their assets.


While these two entities are still performing individually in the market, it is important to reflect on the possibilities of using the two simultaneously for the benefit of the enterprises.


As we move forward with decentralized finance, it is reasonable to wonder about NFTs' evolution and how they will support Decentralized Finance. Today NFTs are often considered digital art. They have become collectible items fetching you high prices in auctions.


Today, we will discuss the NFTs and try to find answers to how they will transform Decentralized Finance.

Overview Of Decentralized Finance

Defi is a blockchain-based system that is meant for finance management. Decentralized finances allow users to conduct financial transactions such as payments, lending, savings, borrowing, interest, current trading, and the P2P model. Defi bypasses any third-party authentication and makes direct transactions.


Defi services are possible because of the Decentralized Applications (dApps). The majority of the decentralized applications are run on the Ethereum network.


Defi attracts a lot of attention from the Crypto market leaders. This is because they are of the opportunities Defi has brought to the financial industry.

Benefits of Decentralized Finances

  • Accessibility.
  • Transparency and immutability.
  • No centralized authority.
  • Interoperability.
  • No need for permission.


To better understand the benefits of Decentralized Finance, visit Bitiq.

A Quick Look At The NFTs

As you already know, NFTs stands for Non-Fungible Token. They are represented as real-life items recorded on Blockchain. 


Example of NFTs can take multiple forms -


  • Image.
  • Ticket.
  • Videos.
  • Real estate.


As long as they exist in real life, they can be converted into NFTs. However, unlike fungible tokens like Bitcoin and Ethereum, NFTs are different and exhibit different characteristics.


NFTs have created a lot of fuzz in the art community as creators can now actually monetize their artwork. And the best thing is that they do not need any middlemen like auction houses or galleries.

Benefits Of NFTs

  • Transparency.
  • Proof of ownership.
  • Investment potential.

How Can NFTs Benefit From Decentralized Finance?

Many times, it has been proven that NFTs can make quite a difference in traditional operations. But can they really do something in the sphere of finances? Let’s find out.


Centralized finance has always been controlled by a governing body that supervises every financial transaction, trade contract, and investment.


Although there is a body controlling and authenticating the transactions, it has its disadvantages - going through the verification and approval takes a long time.


In addition, when too many people are involved in transactions, the chances of fraudulent activity increase. This is where decentralized finance comes with a solution. All the transactions happen over the Blockchain network, and hence they are secure.


Sounds good, right? Well, this is when you are using only a decentralized finance network. Wait for the NFT to come on the scene.


Today, many Defi projects are surfacing. They are using NFTs as an asset to store value and serve as immutable proof of ownership. In turn, Defi helps NFTs to unlock the value of their digital assets.


Although these two technologies might seem different, they mutually complement each other to open up new possibilities in the financial domain.


One of the important aspects related to NFTs and Defi is the verifiability of the ownership. The ease of proving ownership opens the Defi space for the users. The users can then use the NFTs to use it as collateral for loans and other financial help.


The most important thing to remember about NFTs is that it has the potential to allocate value to almost everything. On the other hand, Defi helps in unlocking the value of specific assets.


Today, NFT-backed loans are slowly gaining popularity. This connects us to the future of NFT Defi.

Both the internet and land-based gambling industry located in Croatia are allowed at the current time. It was in 1991 when the country became an independent state; hence the country's policies regarding casinos are still being developed. Meanwhile, gambling activities are a popular pastime for many individuals. In addition to sports wagering, the "Zakon o Igrama na Srecu" recognizes video poker and slot machines, instant win titles, and bingo and lotteries contests.

Considered number one of the top holiday destinations in the Balkans, the city is full of tourists who are staying at the local hotels and can visit the best Casino Dubrovnik. Dubrovnik Golden Sun Casino or Merit Libertas Casino, available here, also offer interesting games to play like roulette, texas poker-variant, Caribbean stud poker, and punto banco.

Following the primary legislation of the games, all the categories are permitted and legal. The Croatian Ministry of Finance offers companies and operators to have a valid license to provide gambling activity. According to the country's existing regulations and laws, companies who wish to provide games and goods to Croatian citizens must pay about $500,000 per year in license fees (HRK 3,000,000).

Best Casinos to Visit in Dubrovnik

If you’re wondering where to gamble in this place, we will gladly help you with that. According to the current state of affairs, the city cannot be compared to Monte Carlo as Mecca for gamblers. Nevertheless, it can be said that this place has a gambling history. There are still a few variants in the city where casual gamblers may have a fun and exciting diversion.

The gambling experience in this country is a bit different from other countries since it is a popular holiday destination. In other countries, such as Australia, players prefer to experience live options from home. Gamblers of different levels first take counsel from AussieBestCasinos to find the most suitable platform for the online casino gaming in Australia. But here, vacation usually calls for adventure, so travelers are more likely to visit local land based institutions.


The city seems to have some ground to make up in terms of betting operations, and Dalmatia as a gambling hotspot is still evolving since there are plans for these organizations to establish their presence known within aircraft shortly. However, if we're talking about Croatia as a whole, there are quite a few places worth visiting. Let's have a look at some of them:

1.   Golden Sun Casino

It’s open 24-hours and attracts a considerable number of Croatian visitors and people from the rest of the Balkans. If you like gambling in this area, this place is a must-visit. Plenty of well-visited table options, including Caribbean-Poker and blackjack, are available. You can have fun with your favorite titles on any of the 80 fruit machines.

2.   Merit Casino Libertas

This one, near Dubrovnik's Liechtensteinov Put, is among the most popular alternatives here. Several other Merit-branded clubs are owned and operated by the same group that runs this one. Some of them are the Merit Royal and Merit Crystal Cove ones in Girne, the Merit Lefkoşa and Liman casino in Girne, the Merit Cyprus in Gazimagusa, as well as the Merit Royal and Merit Grand in Montenegro.

It is open daily from 6 pm to 4 am and has a 1798 square meters playing floor. Over 8 fruit machines and 14 tables can be found here. While touring here even during wintertime, it is a great spot to include in the Winter Festival held nearby.

3.   Prva Sportska Kladionica

This property is one of many famous choices in the city. You can run into dozens of passionate players here throughout the entire year. Do you wonder why? It's because of great quotas and a wide spectrum of tips to bet on. That's usually the most important thing for the players. They like having unique options to try, and that's the reason why you should visit this facility. Dozens of slots casino games are waiting for you if you are ready for the real game to start. This place is something of a paradise for the players.

4.   Admiral Automat Club

One of Admiral's locations is situated here, which is owned and operated by the company. Admiral is a subsidiary of Novomatic, and it operates in the European region. Around sixty institutions are owned and operated so far.

This club has been located in the city for 27 years, with 29 casinos there. It's situated approximately 2 kilometers from the city center. Dozens of digital variants may be found on the casino's floor. Anyone over the age of 18 is welcome to attend the event at any time of the day or night.


Online Casinos in Croatia

The Ministry of Finance oversees Croatian casino licenses. There is an English-language version of the website as well, which is convenient. If you want to start a company in this country, you need to get in touch with them. It is worth mentioning that the online business in the country is less developed than it is in other European countries, for example, in Ireland, where you can enjoy the highest payout online casino with all the reviews and feedback from the professionals, and you don't have to worry about security or anything like that. Still, the government pays a lot of attention to the sphere. Croatian online-gambling operators who desire to provide their services must register for a sports betting license, pay a fee of about $500 000 each year for the privilege, and have sufficient funds to pay wins to players. The charge and the reserve sparked objections from the industry in question since they were seen as too exorbitant by the industry.


This is a beautiful country which has become one of the most visited holiday destinations in recent years. No wonder they are developing their gambling sector to attract more and more people. Enjoying such visits while being on vacation is a great idea one should follow. We've tried to compile a list of the best places to spend time at when you are traveling around this country. Hopefully, you will use our ideas and have the most enjoyable experience on the picturesque banks of the Adriatic sea.


In this era, we are all keen to learn more about each system developed under Blockchain technology. For quite some time, the crypto market has been shining, and the profits are going higher and higher each day. Some while back, the prospect of a complete decentralized system would have seemed laughable to imagine even. But in the light of the current situation, it seems quite a good plan for the future. DeFi, or decentralized Finance, a fascinating innovation of Blockchain technology, has gained quite some popularity in the field. Here, we will know all about the system, including its strong arm and where it can go wrong. 


Before getting down to the main business, the introduction to the system is really important. The DeFi or the Decentralized Finance is an ecosystem that holds all the Crypto universe under one shade. In better definition, DeFi provides the right space for each of the applications and protocols present in a certain blockchain network, monitors it, and makes sure that the system does not fall. It takes care of Cryptocurrencies, NFTs, and other assets and makes sure that the exchanges go perfectly well with safety and agility. 


No chances of Human Errors

In the traditional finance system, most of the operations need participation from humans to run, and that increases the chances of it being run with errors from time to time. With the DeFi system, the peer-to-peer connection makes sure that there is no need for human participation, and the automated service system of each of the networks works out way better. 

Permissionless Operations 

For almost every transaction incorporated in a TradFi system, one needs to get permission from an intermediate, making the process time-consuming. In DeFi, one can interact with financial services without taking permission from anyone. The agility and the peer-to-peer connection attract more participants. 


In the Crypto circle, especially those under a DeFi chain, one can get a loan with their cold wallets. This opportunity allows the borrower to gain interest payments and the lenders to access capital, which puts both parties in a win-win situation. 

Decentralized Exchanges 

When one wants to secure their valuable assets in a more closed space, they can use the proof-of-stake blockchain network present in a DeFi system which will allow them to receive rewards for providing security and confirming the transactions of a blockchain network.  

No-Loss Games and Lotteries 

The smart contracts of a DeFi system can offer operations to its participants where it can have them participate in a lottery that runs on no loss. Everyone will be returned with the participating amount where only one lucky winner will gain all the profits, which is done without any intermediaries.



It is the biggest problem here and in all blockchain systems. The network is not growing as much as the transaction rates are increasing, and this puts the system in a questionable position as, day by day, the agility is suffering from these effects. 


This problem arises mostly in those networks where it is always running with the changes. There is always market uncertainty for the cryptocurrency, and many of its network systems are undergoing serious changes. For instance, Ethereum is changing its PoW to PoS, where it is obvious that new issues will arise.


We are talking about the whole finance system against the DeFi chain. The Defi only possesses 12.5 Billion Dollars worth of investment by the tenth month of 2020. This is a drop in the ocean if you compare it with the TradFi system. 

Lack of Insurance 

Another setback of a DeFi chain is that it does not provide a seamless insurance protocol to the investors. This is a serious problem, and many do not trust the system for this lack of authority and responsibility.

Low Interoperability 

The DeFi still has to go through a lot of changes and updates. The chain that is used in many systems such as Bitcoin, Ethereum, or BSC is not compatible enough to support all the applications, operations, and protocols simultaneously at the same time and bring them all together as well. For this, the process of handling the system can be quite hectic. 

The DeFi system is running with higher possibilities each day, and it is not going to be too long for it to witness better success. But one should run through all the advantages and disadvantages before choosing this system to invest in. Also, before investing, you should also check to give you the ability to invest quickly and efficiently.

A weak earthquake hit the area south of Makarska at around 5.43 this morning, the Euro-Mediterranean Seismological Centre service reports.

According to preliminary information, the magnitude of the earthquake was 3.4 with an epicentre 12 kilometres south of Makarska, in the small town of Katuni.

At EMSC, some users reported their impressions of the quake.

“It woke me up, I thought I was dreaming” and “It shook between two and three seconds”, “Short but strong” and “Thunder, then a little shaking,” written by users from Tučepi, Makarska, Hvar and Brač.


The Voice of Dubrovnik


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